What Is Cover by My Blue Cross Shield

We Resolve to Make North Carolina Healthier

What's happening this month:

June is Pride Month. We're committed to creating a health system that fully recognizes and cares for members of the LGBTQ+ community in a way that supports their physical, mental and emotional well-being.

Here's our commitment to DEI

Shop Health Insurance Plans in North Carolina

Shop Individual and Family Plans

Individual and family plans are perfect for singles, couples or families with children. We have a variety of options to fit your needs and budget. That means, we have the plan right for you.

And nearly 88% of people who apply for a plan can receive a discount called a subsidy (tax credit)¹. This is to help offset the cost of your plan.

Plans include your checklist for good health:

No referrals to see a specialist
Annual wellness visits covered at 100%
Three free in-network primary care visits on select plans
24/7 Telehealth for physical and behavioral health²
Wellness programs to treat diabetes, smoking, and other health conditions
Rewards and reimbursements for staying healthy and active
Thousands of in-network doctors and specialists³

You must choose your new health plan by December 15 for a January 1 start date.

Find a Plan More Information

*Le estamos enviando a HealthSherpa para comprar su plan de seguro médico de Blue Cross and Blue Shield of North Carolina (Blue Cross NC). HealthSherpa es un vendedor certificado por los Centros de Servicios de Medicare y Medicaid (CMS, en inglés) que Blue Cross NC ha seleccionado para facilitar el proceso de inscripción. Tenga en cuenta que estará saliendo de BlueCrossNC.com y el sitio web de Blue Cross NC. HealthSherpa se hace responsable por el sitio al cual le estamos enviando, incluidas las políticas de privacidad que gobiernan el sitio.

Resume an application | Already a member?

Shop Medicare Plans

Blue Cross NC offers a variety of Medicare plans to fit your budget and your lifestyle.

Our plans include:

$0 premiums and $0 copays on select Medicare Advantage plans⁴
Prescription coverage⁵
Dental and vision allowances⁶
A no-cost routine hearing exam plus discounts on hearing aids⁶
An over-the-counter allowance for eligible wellness purchases⁶
A Medicare + Medicaid option

Get a plan recommendation today with our simple online tool.

Find a Plan Learn More about Medicare

Shop Vision and Dental Plans

Vision and dental plans are a low-cost way of keeping your total health top of mind. We have plans available for all plan types - including individual and family and Medicare plans. Vision and dental plans can be added to a health plan as you're shopping - or you can buy them on their own if you just need vision or dental care.

Vision Plans

Plans starting at just $7
No-copay on routine, preventive eye exams
Discounts on frames, lenses, and contacts
Testing for diseases like glaucoma, diabetes, and heart disease

Vision Plans More Information

Dental Plans

Plans starting at $23
No-cost routine, preventive care
Coverage for basic and major services - like fillings or surgery
Low-deductible plan available

Dental Plans More Information

Shop Our Business Plans

Find plans for both large and small businesses with coverage to fit you and your employees' needs.

Shop Business Plans

We're on a journey to make sure the LGBTQ+ community is not only visible and accounted for, but also heard, known, understood and has a sense of belonging. To get there, we are:

Investing in data to better understand all our members and the real health challenges they face
Expanding coverage for treatment related to gender affirmation on eligible plans
Building a workforce that includes representation from the LGBTQ+ community at every level
Educating employees on the unique challenges experienced by the LGBTQ+ community to ensure an affirming work environment for all

Be Seen, Be Heard, Be Known, Belong. See all the ways we're embracing and advancing diversity, equity and inclusion at BlueCrossNC.com/DEI.

With Healthy Blue, Blue Cross NC is serving Medicaid members across the state.

Learn more about how Medicaid works in North Carolina and Healthy Blue eligibility.

Learn more about Healthy Blue

Resources for Our Members

As a member, you have access to a variety of online tools to help you manage your health and insurance plan.

Plan coverage details and health management programs
Forms and documents needed to manage your care
Easy online payment and autopay options
Rewards programs and health and fitness discounts

Need help understanding health insurance?

See how health insurance works, step-by-step
Find the right place to go when they need medical care
Get tips for managing health care costs
Find definitions for health insurance words in easy-to-follow pictures

See How Health Insurance Works

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Visit an In-Network Doctor or Pharmacy

An in-network doctor or pharmacy can help you save money.

Search for doctors, dentists, and pharmacies in your network
Compare costs on medicationss

Read doctor reviews and see patient feedback
Estimate costs on medications and health care services

Find a Doctor or Pharmacy

Point of Blue

Visit our other member websites.

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Telehealth benefits available to all plans either from Blue Cross NC or through the provider network. Blue Cross NC provides the telehealth program for your convenience and is not liable in any way for the goods or services received. Blue Cross NC reserves the right to discontinue or change the program at any time without prior notice. Decisions regarding your care should be made with the advice of a doctor. Depending on your plan, selected programs may not be available to you at this time. Check with Blue Cross NC Customer Service to determine your eligibility. Blue Cross NC has contracted with a third-party vendor independent from Blue Cross NC to bring you telehealth benefits.
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Source: Blue Cross NC Provider Internal Data; based on Blue Cross NC's PPO Network as of July 26, 2021. Note: Not all plans are available in all areas
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You must continue to pay your Part B premium. Part B premium reduction is available on select plans.
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Not included on medical-only plans.
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On select plans.
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Y0079_10680_M_A CMS Accepted 11232021

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Source: https://www.bluecrossnc.com/